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Medical Assistant Prep / Unit 26   MAS 627 short lesson, about 20 seconds

Insurance Basics: Premium and Deductible

Captions available

The idea

Health insurance involves several kinds of payment by the patient.

In practice

The premium is the regular cost of the plan; the deductible is the amount the patient pays before the plan pays anything, and it usually applies per person each calendar year.

Where people slip

Explain the practice's payment policy, but leave detailed benefit questions to the plan or the billing staff.

Your place on the trail

Every lesson rests on earlier ones and opens later ones. Tap any to jump.

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