Human Growth and Development / Unit 16 HGD 2291 short lesson, about 20 seconds
Paying for Long-Term Care
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The idea
Medicare does not typically cover long-term nursing-home care, though it may cover up to a hundred days of rehabilitation or skilled nursing.
In practice
Most older adults unable to afford long-term care, leaving Medicaid, which requires spending down assets.
Where people slip
The misconception is that Medicare pays for long-term nursing-home care; long-term care insurance is costly and must be bought while healthy.
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